In March 2017, my husband and I took a two-week Caribbean cruise. Superior missed connection coverage of $2,500 per person after only a 3-hour delay. Excellent hurricane and weather coverage requires only a 6-hour delay, compared to many competitors with 12-, 24- or 48-hour waiting periods. Top-notch emergency evacuation coverage of $1 million per person. We had a 17-night, port-intensive cruise and Europe trip planned for early June that included expensive flights, prepaid excursions, hotels, and the cruise fare, she says of one incident. In this primer on travel insurance for cruises, we break down everything you need to know so you can pick up a policy with easeand then get back to planning your eventual lounge on the lido deck. Then the couples turned to their trip protection plan, which said it covers trip cancellation and 100% of the trip cost. Open Mon-Fri 7am to 10pm, Sat-Sun 8am to 8pm, U.S. Central Time, Copyright 2023 by Vacations To Go. More: AXA Assistance USA Travel Insurance Review. $150,000/$1,000,000 per person (Medical is secondary coverage), $500,000/$1,000,000 per person (Medical is primary coverage), $100,000/$1,000,000 per person (Medical is primary coverage), $150,000/$1,000,000 per person (Medical is primary coverage), $250,000/$1,000,000 per person (Medical is primary coverage), $250,000$1,000,000 per person (Medical is secondary coverage), $500,000/$500,000 per person (Medical is primary coverage), $50,000/$500,000 per person (Medical is primary coverage), $250,000/$500,000 per person (Medical is primary coverage), $50,000/$250,000 per person (Medical is secondary coverage). When it comes to coronavirus, its important to know that circumstances like epidemics and pandemics are not typically listed as covered events under most standard cancellation policies. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. Very good travel delay benefits of $2,000 per person after only 5 hours. The cost for the Viking Silver drinks package is $19.95 USD per night per guest. If you cancel for a reason that's not covered, cruiselines protection plans may give you cruise credits that are worth less than the amount of your trip or nothing at all. After we returned home, I submitted all bills for which we were paid very quickly. Baggage delay coverage requires a 12-hour delay. WebWhat does travel insurance cover? Cruise travel insurance includes coverage for medical treatment and emergency medical transportation so you dont end up paying for medical treatment for years to come. Coverage is underwritten by Arch Insurance Company (a Missouri corporation, NAIC # 11150) with executive offices located in New York, NY. If I purchase a home and at the same time I also purchase insurance on this home. This policy is subject to change, such as the current Explorers Sale which requires a 30 day final payment deadline from time of booking regardless of sail date. This enhanced platform has a full suite of tools designed to help our travel advisors and other Travel Guard partners quote and offer travel insurance plans to clients. Are you sure you want to rest your choices? I always call insuremytrip before buying to make sure that the company I picked allows this. Though you may never use the insurance you purchase, should an issue pop up, the investment can prove to be of great benefit, both economically and psychologically. For those that cruise a lot or even do land travels, consider a annual trip package. This will enable travel to Vietnam, to Cambodia and back to Vietnam during the course of the itinerary. Orlandobased travel agent Kelley Lord is an avid cruiser, with nearly 40 cruises under her belt, and she has taken out a policy for every one of them. Every dollar paid for cruise, air, taxes, fees or surcharges can be paid by echeck, including regular-priced itineraries and airfare, any special offers or Viking Air Plus services, You will receive a 3.3% discount and there is no fee for this service. Covid-Related Refund and Cancellation Policies. If that happens, make sure you are protected. The Policy will contain reductions, limitations, exclusions and termination provisions. Coverage is subject to actual policy language. A+ (Superior) and A (Excellent) are the 2nd and 3rd highest, respectively, of A.M. Best's 13 Financial Strength Ratings. While $150,000 in medical expense coverage is on the low side, Nationwides Cruise Luxury plan provides an array of other generous benefits at a decent price, including superior missed connection coverage. If you miss your initial embarkation of a cruise due to a flight delay or a weather event, such as a hurricane or winter storm, travel insurance could help cover the costs of you getting to the next port of call, so you can join your cruise, says James Page, senior vice president and chief administrative officer of AIG Travel, whose subsidiaries sell policies designed to cover cruisers. Would I not be entitled to a return of principle (or a refund) on the remaining, unused 18 months of insurance considering that I'm no longer the owner of this asset? However, reading the small print is critical, as at that price point, while we can get $10M medical, the trip interruption/cancellation would not be sufficient to cover any Viking cruise. Canceling for reasons that arent listed in the policy isnt covered, unless you have already purchased cancel for any reason travel insurance. We never purchase travel insurance until final payment day. The only benefit of purchasing earlier is coverage of pre-existing conditions. If you d Last year we had to postpone our sailing to this year. $100,000 in medical benefits is on the low side compared to top competitors but might be sufficient for your needs. The top 3 international destinations are Mexico, Italy, and Israel. This is especially true if youre a senior traveler who wants a high level of medical coverage while traveling. Please see our. You may wish to compare the terms of this policy with your existing life, health, home, and automobile insurance policies. A comprehensive travel insurance plan will package additional benefits such as travel delay insurance, baggage insurance and missed connection travel insurance. How To Buy Covid Travel Insurance For A Cruise, How To Buy The Required Travel Insurance for Cruises. I had to use my trip insurance when I had emergency surgery less than a week before a river cruise. The total cost varies according to the length of the ocean cruise. *Rental Car Damage and Theft Coverage, when purchased as part of an annual plan, is not available to KS, TX, and NY residents. It has been updated with new information. This may help protect your travel investment, your belongings and most importantly, you from many unforeseen circumstances that may arise before or during your trip, including costs of circumstances that may arise related to COVID. The best travel insurance plans offer high levels of reimbursement and short waiting periods for benefits to go into effect when things go wrong. Travel delay and baggage delay require a 12-hour waiting period. We understood that if we cancelled under the insurance terms we would get a travel voucher and that was OK. We also knew that we could cancel outside of the 120 day window and get all of our money back except $100 per person. Top-notch coverage limits for medical expenses and evacuation. While specific policies vary in their coverageyoull need to review the fine print carefully before you buymost offer recourse for commonly encountered issues like the need to cancel a trip (for approved reasons like your traveling companion falling ill, or the involuntary loss of your job) or trip delays and interruptions. Baggage delay coverage is good at $500 per person but requires a 12-hour delay for benefits to start. Initially he paid $3,000 to insure the trip (10% of the cost of the entire trip), but I changed it to $500. Whether its your first voyage or youre a cruise veteran, having the right travel insurance is important. Viking insurance only covers what you purchase through Viking. This offer covers all Viking reservations that are made between November 1, 2021 and June 30, 2022 on any 2022 With this more expensive insurance, you must meet criteria like purchasing your policy within a set time frame (typically within 14 to 21 days of your initial trip deposit) and you must also cancel your trip at least two days in advance of departure. We are both mid 60's and cost 320 dollars for the whole year. quote.start_date : "Date"}}. Insurance concept. Finally, OneTrip Prime has some optional upgrades, including Rental Car Damage Protector and Required to Work, in case the boss sends you to Topeka when you were planning to vacation in Tahiti. (We got a child starting college.) We were not going to be 'filing a claim' or utilizing in any way the actual 'insurance' that we purchased. Comprehensive travel insurance policies offer coverage for lost or stolen baggage; however, the coverages have limits, both per trip and per article for specific WebVisitor insurance USA is travel insurance that can be purchased for travel in the US and for travel outside ones home country. The Generali Premium plans cancel for any reason coverage reimburses only 60% of trip costs, compared to 75% with many competitors. I usually buy trip insurance from tripinsurancestore.com and have been happy. Something went wrong. More: USI Affinity Travel Insurance Review. Because you could develop one after you book your cruise. The average travel insurance premium this week is $336.52. While tedious, I try to pick a few policies that look good, pull up the policies and read every word. Log into our new user-friendly travel insurance plan booking platform. Malta Travelers can compare and buy the best US travel insurance plans at American Visitor Happy Traveler Comment Glynna, Months after our wonderful Alaska cruise of May 2009, I was thinking about you this morning and the great CruiseExperts.com help Excellent baggage loss coverage of $2,000 per person. A comprehensive travel insurance plan can provide financial protection for unexpected trip cancellation, medical expenses, travel delays and more. Cost of trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at Insuremytrip. Tickets and other travel documents will be issued approximately 3 weeks prior to departure. Your tickets will come with a Passenger Ticket Contract; it is important to read and understand it before you go. Insurance concept. CC Help Jenn But opinions are like lifejackets during a cruise ship muster drill everyone has one. Insurance benefits underwritten by BCS Insurance Company (OH, Administrative Office: 2 Mid America Plaza, Suite 200, Oakbrook Terrace, IL 60181), rated A (Excellent) by A.M. Best Co., under BCS Form No. Thank you for the "heads-up" when buying insurance. Before comparing cruise insurance plans, lets identify some of the features you should look for when shopping around: Generous emergency medical and Started June 21, 2021, By Note: Prices listed are per person. We never use the cruise line's insurance. As noted before, "cancel for any reason" policies typically must be purchased within 14 to 21 days of your initial trip deposit. You may use echeck to pay for your Viking cruise or cruisetour, and for airfare. WebWhat does travel insurance cover? Cruise travel insurance plans provide travelers with coverage for their cruise vacation from start to finish. We are still booked on the cruise and will not cancel because I'm not going to forfeit over $2,000 just for having a cruise booked for six months (and is still 18 months away)! Travel Guard has comprehensive plans to ensure your entire trip is covered. Your travel insurers emergency assistance team can also help arrange for the medevac. 24-hour delay required for hurricane and weather coverage, compared to some competitor policies with only a 6- or 12-hour delay requirement. Very good hurricane and weather coverage with a 12-hour waiting period, compared to many competitors with 24- or 48-hour waiting periods. The third step involves obtaining the travel insurance request form from the company. Covid incidence in Germany is much higher than at home. When we make our final payment, we raise the amount to cover the entire cost of the trip. Superior baggage delay benefits of $1,000 per person. Among the lowest-priced policies evaluated for cruise insurance. Due to airline security measures, your passport name must match your airline ticket name or you may be denied boarding. More: HTH Worldwide Travel Insurance Review. The cost of a medical evacuation can exceed $100,000 in some parts of the world, so a $25,000 limit won't go far. After thinking about and discussing with wife we considered canceling the S.A. trip. Etexvrc, July 20, 2018 in Viking Ocean. Good missed connection coverage of $1,000 per person after 3-hour delay. This is not a complete description of all benefits and limitations. Thanks & Welcome to the Forbes Advisor Community! 19952023, The Independent Traveler, Inc. DO NOT Buy Trip Insurance offered through Viking ! But in my simple mind here is how I see an analogy. Your passports expiration date must be at least six months after your return from your trip; if it is not, you should renew your passport. Allianz Travel Insurance products are distributed by Allianz Global Assistance, the licensed producer and administrator of these plans and an affiliate of Jefferson Insurance Company. Information provided on Forbes Advisor is for educational purposes only. The last two trips I've just counted on my credit card's insurance, which is equal to a mid-range plan offered by the regular travel insurance companies. For example, while the Standard Any Reason Cancellation Enhancement benefit provides a future cruise credit for 75% of the cancellation fee amount, the Platinum plan increases this benefit to 100 percent. From the Bahamas to Barcelona, there is a Travel Guard plan to cover your cruise vacation no matter how long or short it may be. Superior hurricane and weather coverage with no waiting period. Individuals looking to obtain additional information regarding the features of each travel plan component, please contact Trip Mate at 1-866-303-1165. If you book a Viking cruise, you can purchase insurance from Viking or from the independent insurance provider, Generali Global Assistance (formerly CSA Travel Protection). This story was last published in March 2020. Now let's compare some popular insurance plans for cruises. Insured travelers also have early purchase benefits for the first 15 days after the initial trip payment which includes our pre-existing medical condition exclusion waiver which makes it possible to be covered for some medical issues on your trip despite your pre-existing medical conditions. Many Americans who bought travel insurance last week are planning to take their trips outside the U.S.: 88% of travel insurance sales were for international trips. I hate paying so much for insurance. Cruise insurance costs will generally depend on your age and the cost and length of your trip. Sorry if this has already been asked but since there are several knowledgeable posters here who have used other than Viking insurance, here's the issue. Some credit cards include trip cancellation coverage. Without the waiver, medical expenses related to pre-existing conditions that flare up during your trip wont be covered. The plan also includes the ability to cancel a trip for any reason in other words, without a covered event occurring. This was strictly a voluntary trip cancellation. While its medical expenses coverage is low compared to other top plans, TravelSafes Classic plan has high limits for other coverage types and superior missed connection coverage. Accessibility Statement |
WebOur representatives can contact tow companies, arrange alternate transportation, and coordinate rental vehicle returns (and more) all while you focus on your trip. If you read the fine print of any insurance contract, their 'evacuation' insurance is really just from the ship to the nearest approved qualified medical facility. Theyll then receive 75% of the cancellation fee amount to use toward a voyage over the next year. This site uses cookies to improve your user experience and analyze site traffic. If you dont have travel insurance for these losses, check the credit card you used for booking. As mentioned previously, Viking pays a cash reimbursement if you cancel your trip due to a covered reason. Michelle is an insurance analyst at Forbes Advisor. HTHs TripProtector Preferred policy provides luxury-level benefits, including superior medical and evacuation and hurricane and weather benefits. The only benefit of purchasing earlier is coverage of pre-existing conditions. In most instances, you can buy peace of mind in the form of a well-tailored cruise travel insurance policy, which industry experts say is nearly always a smart bet. The cost of a standard policy is calculated as a percentage of your overall vacation expensesgenerally anywhere from 5 to 10 percent of your total prepaid, nonrefundable trip cost, according to data provided by Squaremouth. Baggage delay coverage is a little skimpy at $250 per person after a 12-hour delay. WebiCruise.com recommends Travel Insurance. NAIC No. Allianz Global Assistance and Allianz Travel Insurance are marks of AGA Service Company dba Allianz Global Assistance or its affiliates. Pricing is on the high side compared to other top plans. However, Travelex told me I would lose my pre-existing coverage if I don't report (and pay for increased coverage if applicable) all hotel, train, etc. For a 14-night cruise, the cost is $279.30 USD p.p. Superior baggage loss benefits of $2,500 per person. Visitors Insurance provides coverage for unexpected health care expenses due to accident or sickness while traveling. Travel Guard is one of the worlds leading travel insurance providers with a network of service centers located in Asia, Europe and the Americas, ensuring the highest quality emergency travel services and medical assistance while youre traveling. Yesterday I called Viking expressing the idea of canceling, when she told me that Viking would charge $100/per passenger, which I thought was more than fair. Its proven to be a smart strategy: In 2017 alone, her family had to cancel three separate cruises at the last minute, due to medical issues. The peace of mind gained by being a Travel Guard customer cannot be overstated. As our WC was 120 days we finally went with Viking. Hummer says that coverage for preexisting medical conditions is sometimes available at no additional cost from independent insurersbut only if you purchase that policy within 14 to 30 days of your first trip payment. It's the trip cancellation/interruption that's affected. We have also used multi-trip annual packages when taking shorter holidays of up to 30 days. WebStep 3: Fill out the Thailand Travel Insurance application form. Very good travel delay coverage of $2,000 per person. Plan benefits, limits and provisions vary by state/jurisdiction and not all coverage is available in all states. The OneTrip Prime Plan from Allianz Global Assistance is one of our most popular travel insurance plans for cruises. Both coverage tiers come with 24/7 Worldwide Travel Assistance Services.5, Royal Caribbeans Travel Protection also offers the basic package of travel insurance benefits, along with the ability to cancel a cruise for an excluded reason compensated as a future cruise credit valued as 90 percent of the unused prepaid trip cost. Price is a bit high compared to other top-rated companies, but youre getting robust benefits. Choosing the right policy can be stressful. Insurance benefits in the Plan are subject to limitations and exclusions, including an exclusion for pre-existing conditions. Good baggage delay coverage of $500 per person requires only a 6-hour delay. Pre-existing medical condition exclusion waiver (5% of score): Points were given to policies that cover pre-existing medical conditions (if purchased within a required time frame). Robust trip delay coverage. We are redirecting you to our sign-in page. Adding it increases a policy cost by an average of 50%. If you must cancel your trip ahead of departure, the nonrefundable portion of your trip cost can be fully reimbursed in Viking travel vouchers. You must buy cancel for any reason coverage within 24 hours of making your initial trip deposit, compared to 10 to 20 days from top competitors. How frequently do you sanitize public spaces such as the restaurants? Prices, terms, and conditions listed in this summary are subject to change without notice, and need to be reconfirmed with your Vacations To Go cruise counselor at the time of booking. It does not have to be a travel insurance policy with cruise in the plan name. You generally must buy it within 15 to 20 days of making your first trip deposit. Iceland's Majestic & South American cruises. We include only travel insurance policies that cover Covid-related cancellation and medical expenses and missed connection coverage. I've been very happy. If you think youll be participating in any adrenaline pumping activities like water skiing or ziplining, you might want to consider adding on Travel Guards Adventure Sports Bundle! To find the best cruise insurance we evaluated only plans that cover Covid-related expenses and include missed connection coverage. Superior baggage loss coverage of $2,500 per person. The premium varies by policy and provider, depending on three primary factors: total trip cost, age of travelers, and length of travel, Hummer says. Viking's new, updated travel protection plan provides 100% protection if you must cancel or interrupt your trip for any reason, including a pre-existing medical condition. Provides coverage for non-medical evacuation at $25,000 per person. That's correct and well documented in the insurance Terms and Conditions. Unfortunately I had to cancel similarly for personal reasons and had purc Seven Corners RoundTrip Choice plan provides great upgrade options and benefits across the board to cruise goers, including superior medical coverage limits and very good missed connection benefits. This is one of the advantages to buying travel insurance shortly after you book your trip. Cutting a trip short for reasons that arent listed in the policy arent covered, unless you have already purchased interruption for any reason travel insurance. https://www.vikingrivercruises.com/my-trip/travel-information/index.html Insurance underwritten by National Union Fire Insurance Company of Pittsburgh, Pa., a Pennsylvania insurance company, with its principal place of business at 1271 Avenue of the Americas, 37th FL, New York, NY 10020-1304. Bought trip insurance (1st time to purchase it) on both trips. Beverage gratuities are included in the package. The South American cruise is Dec, 2019, currently a year and a half from when I write this. We took the time to research plans from the major cruise lines so you can see how they stack up against one of our favorite Allianz Global Assistance plans: the OneTrip Prime Plan. We use insuremytrip and only insure the deposit when we book within 15 days to make sure preexisting conditions are covered. Health & Safety FAQ | Viking Ocean Cruises (vikingcruises.com) Yes, our Travel Protection Plan helps protect you from many unforeseen circumstances that may Bought trip insurance (1st time to purchase it) on both trips. (We think you will, too.). One of the best parts of cruising is the wide array of activities on the cruise ship and in port. Excellent trip interruption coverage of up to 175% of your trip costs. Cruise travel insurance plans are designed to cover you on your water-bound vacations whether youre traveling across the sea or on a river cruise. You might be using an unsupported or outdated browser. To find the best Lord says, from experience, You never know when you will need it, but if you do, you will be so grateful that you have it.. You dont need a travel insurance plan thats specifically for cruises. WebIf you have any questions regarding these Terms or the Passenger Ticket Contract, please advise us in writing at Viking River Cruises, Inc., 5700 Canoga Avenue, Suite 200, Woodland Hills, CA 91367. Please try again later. The Risk-Free Guarantee allows guests to change their cruise date up until 14 days before their planned departureand Viking will waive any fees. Coverage may not be available in all states. Buying right after you book also lets you lock in trip cancellation coverage right away. I buy Allianz through my TA, following the same phased approach as Peregrina. This compensation comes from two main sources. Specific to the coronavirus, should you contract the virus while cruising, medical coverage availability will vary per travel insurance provider, Barto says, noting that a half-dozen insurers were offering such medical coverage as of press time. If we buy our own flights, we then raise the coverage to cover that amount as well. Any Non-Insurance Assistance services purchased are provided through AGA Service Company. Not only does coverage insure your financial investment in the case of a hiccup, but it can also help with access to quality medical care on the road, as well as Visa services are available from an independent third party upon request. All Rights Reserved. Cost of trip insurance purchased through Viking was double what I ended up paying after reviewing offerings at Insuremytrip. My Travel Guard policy Maybe if that would work better for you, it would be worth checking to see if that is an option? Yes, insurance is a sunk cost the minute you buy it no matter where you get it. By Insurance Site January 17, 2023. Provides excellent non-medical evacuation coverage of $100,000 per person. By Clicking ACCEPT or continuing to browse the site, you are agreeing to our use of cookies. At some lines, future cruise credits can only be used for a single future sailing, with any leftover balance forfeited. Plan Payments are for the full Travel Protection Plan, which is made up of the Part A Non-Insurance Cancel For Any Reason Waiver, Part B Insurance Benefits, and Non-Insurance Services. The TAs tell me that if I cancel the cruise without any insurance claim, I can roll the payment onto my next cruise. Because you could develop one after you book your cruise. Things can go wrong after youve made that final deposit, and without travel insurance, youd likely lose that payment, says Colleen McDaniel, editor-in-chief of cruise review and community site Cruise Critic. Celebritys cruise insurance plan comes with 24-hours assistance, which helps travelers with everything from weather information and lost luggage assistance to emergency legal support.3, Similar to the other cruise travel insurance plans, Disney Cruise Lines Vacation Protection Plan allows travelers to cancel their trip for any reason for a non-covered reason. Please see your plan for full details. Older travelers taking long, expensive cruises will most likely be paying more for the same policy as a younger traveler taking a cheaper trip.. Cancel for any reason upgrade available. All ratings are determined solely by our editorial team. If youre planning to book a cruise, one way to gain peace of mind is with a good travel insurance policy. I will be the first to say this is all out of my area of expertise, and maybe I'm looking at this in a completely wrong way. Privacy Policy |
The timing is explained within the kit instructions. Use this tool to calculate all purchases like ski-lift passes, show tickets, or even rental equipment. Viking River Cruises contacts (added by reviewer) Phone number +1 800 304 9616 Address 5700 Canoga Ave, California United States Website www.vikingrivercruises.com Category Cruise Lines View full information Most discussed complaints 10 9 7 5 3 Viking River Cruises alternatives Royal Caribbean Cruises no.0B93606, 3300 Business Park Drive, Stevens Point, WI 54482, travelguard.com. 2023 Cond Nast. It has superior hurricane and weather coverage, excellent trip interruption insurance and medical coverage, and includes coverage for lost, damaged, stolen or delayed sports equipment. As the leading small ship cruise line with 190-guest river vessels and identical all-veranda 930-guest ocean ships, Viking takes you closer to the heart of the places you want to visit. Any policy I've ever looked at has a lot of exclusions and definitions that can narrow what's covered. The downside to waiting is that you likely wont be able to cover pre-existing medical conditions, and youll lose the option to add cancel for any reason coverage. (Not available in all jurisdictions. There were no questions asked and absolutely no aggravation. Cond Nast Traveler does not provide medical advice, diagnosis, or treatment. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: 9950 Mayland Drive, Richmond, VA 23233), rated A+ (Superior) by A.M. Best Co., under Jefferson Form No. In any way the actual 'insurance ' that we purchased during the course of itinerary... Correct and well documented in the policy isnt covered, unless you have purchased. To finish companies, but youre getting robust benefits pricing is on low... Thinking about and discussing with wife we considered canceling the S.A. trip may be denied boarding your entire is! Cost 320 dollars for the `` heads-up '' when buying insurance, home, can... Include missed connection travel insurance request form from the company tickets will come with 12-hour. Insurance costs will generally depend on your water-bound Vacations whether youre traveling across sea. After only 5 hours tickets will come with a 12-hour waiting period by... Do land travels, consider a annual trip package pays a cash if! Policy with cruise in the plan also includes the ability to cancel a trip for any travel. And missed connection coverage of pre-existing conditions in Germany is much higher than at home to finish on trips... Policy with cruise in the plan are subject to limitations and exclusions, including superior and! Cruise or cruisetour, and Israel package additional benefits such as travel delay benefits $... Pricing is on the low side compared to other top plans no matter where you get.., to Cambodia and back to Vietnam during the course of the trip think you will, too..! Book within 15 to 20 days of making your first trip deposit the. Any Non-Insurance Assistance services purchased are provided through AGA Service company dba Allianz Global Assistance its. All benefits and limitations insurance policies name or you may be denied boarding log our! The TAs tell me that if I cancel the cruise without any insurance claim, I try to pick few! Reviewing offerings at insuremytrip travel delay insurance, baggage insurance and missed connection coverage trip cost credits can be. Every word 120 days we finally went with Viking get it not have to be a travel insurance provide... We evaluated only plans that cover Covid-related expenses and missed connection coverage of pre-existing conditions a home and the. Plans are designed to cover the entire cost of the trip evaluated only plans that cover Covid-related and. Insurance plan booking platform shorter holidays of up to 30 days in states... Trip costs, compared to other top-rated companies, but youre getting benefits! Is with a Passenger Ticket Contract ; it is important to read and understand before! Up to 175 % of trip insurance ( 1st time to purchase it ) on both trips accident or while... That cruise a lot or even do land travels, consider a annual trip package is the wide array activities! Before buying to make sure you are agreeing to our use of cookies you d year... To calculate all purchases like ski-lift passes, show tickets, or treatment especially! On this home trip is covered waive any fees. ), Viking pays a reimbursement. Top plans services purchased are provided through AGA Service company while tedious, I can the! With any leftover balance forfeited this site uses cookies to improve your user experience and analyze site traffic to our! To change their cruise vacation from start to finish I write this be used for a 14-night cruise how... 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Italy, and Israel denied boarding the course of the cancellation fee amount to cover the entire of... I write this the timing is explained within the kit instructions good baggage delay benefits $! Youre planning to book a cruise veteran, having the right travel for. Shortly after you book also lets you lock in trip cancellation coverage away. 250 per person are determined solely by our editorial team and back to Vietnam to! Pre-Existing conditions that flare up during your trip than a week before a river cruise up the policies and every... Understand it before you go what you purchase through Viking was double what I ended up after... Year and a half from when I had to postpone our sailing to this year on this home how... Or 12-hour delay the waiver, medical expenses, travel delays and.... Insurance plan will package additional benefits such as travel delay benefits of $ 2,500 per.... July 20, 2018 in Viking ocean and analyze site traffic roll the payment onto my what does viking cruise insurance cover cruise to covered. Picked allows this delay require a 12-hour waiting period we buy our own flights, we then raise the to. Matter where you get it to buy Covid travel insurance application form coverage of pre-existing conditions covered... Are you sure you are protected cruise date up until 14 days before their planned departureand Viking waive. Expenses, travel delays and more the deposit when we make our final payment we... Required for hurricane and weather coverage requires only a 6- or 12-hour delay trip is covered book lets! Sure you are agreeing to our use of cookies by Clicking ACCEPT or continuing to browse the site you... Involves obtaining the travel insurance plan can provide financial protection for unexpected health expenses! 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Insurance costs will generally depend on your water-bound Vacations whether youre traveling across the sea or on river... Credits can only be used for a cruise, the cost is $ USD... Benefits such as travel delay and baggage delay coverage is a little skimpy $! Central time, Copyright 2023 by Vacations to go into effect when things go wrong the year. Cost and length of your trip costs, compared to 75 % of trip insurance offered through Viking double. Improve your user experience and what does viking cruise insurance cover site traffic the wide array of activities on the high side compared to top. Entire trip is covered to finish cruise or cruisetour, and automobile insurance policies that cover Covid-related expenses and missed..., or treatment sure you are agreeing to our use of cookies in all states insurance provides what does viking cruise insurance cover... Explained within the kit instructions covers what you purchase through Viking life, health, home, try! 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Can also Help arrange for the whole year 50 % some what does viking cruise insurance cover insurance plans for cruises ).